What Wildfire Victims Need to Know About Recovering Losses
Have you been affected by the recent Northern or Southern California wildfires? If so, you may be able to recover monetary compensation for:
- Personal injury
- Personal property damage
- Damage or loss of residential structures
- Cost of evacuation
- Loss of earnings
Even if you have homeowners insurance, it might not be sufficient to cover your losses. A sad fact discovered by many fire victims is that after reconstructing or repairing their property, the insurance proceeds do not fully compensate them for the damages they suffered, including the cost of rebuilding their home or replacing their personal property and landscaping. In many cases, replacement costs are 2 to 3 times greater than the amount allocated for in the insurance policy.
In addition to underinsured economic damages, claims can also be made for uninsured damages, such as destruction of agricultural crops, vegetation and residential landscaping, which have successfully recovered in past fire cases.
If you are the victim of a California wildfire, let us fight for you! It is critical to understand your situation and retain highly experienced legal counsel to protect your rights and maximize your recovery. For more information and to schedule your personal, no cost consultation, please call us at 310-474-1582.
Frequently Asked Questions
How much time do I have to file a claim with my insurance company?
Each policy is different; you should contact your insurance company as soon as possible to confirm your policy’s requirements for claims. Keep in mind that time is of the essence! It is critical to document all your losses and file a claim with your insurance company as soon as possible. Putting off filing a claim with your insurance company could present conflicts down the road if you wish to file a lawsuit against your insurance company for sufficient compensation.
How much time do I have to file a lawsuit against my insurance company to recover compensation?
Depending on what you’re seeking compensation for, the legal deadline can be as soon as one year after your loss; however, this deadline is often suspended/paused while your insurance claim is being processed.
I’m not sure if I have a case, do I have to pay a fee just to have an attorney review my case?
McNicholas & McNicholas, LLP is here to fight for you! We’re more than happy to review your case and answer any questions you may have, free of charge. To schedule your personal, no cost consultation, please call us at 310-474-1582.
If I do have a case, how long does it take to resolve a lawsuit? When should I expect to receive compensation?
Every case is different, and we can’t promise a specified timeframe for resolving a case. With that in mind, we estimate the time frame to be 24 months to 28 months. Sometimes cases settle swiftly, and sometimes cases take two years or longer to resolve, but regardless of the turnaround time, we fight diligently for our clients to get them the best result possible.
I’m not sure I can afford to pay two-years-worth of legal fees. What are my options if my case can’t be resolved swiftly?
We will not charge you an hourly fee for representation, and we will not be compensated until your case is resolved and you receive monetary compensation for your loss. Additionally, we advance all costs so you have no out of pocket expenses.